Writing from North Carolina. My niece is a 21 year old learner permit driver of a few months. She was traveling with a licensed driver. She rear-ended the car in front (small fender bender), police report filed, insurance information exchanged. A month later, my niece receives notice that she is being sued by the people she hit because the license driver she was with let the insurance lapse. Is my niece liable in the civil suit or should the insurance company go after the license driver? If she is liable, should we get a court appt attorney? Thanxs for any information!
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