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April 20, 2010

Is it likely for an adjuster to aim low

Hi Anne,

Thanks for taking the time to answer my question.  I have been in multiple accidents within the past year.  I assume that the insurance companies begin to question why I’ve been involved in so many no fault accidents and possibly label me.  Thankfully I am still alive and kicking with all my limbs; however the injuries sustained in each accident were very painful and caused a lot of discomfort.  Cervical, mid/low back pain, arm numbness, and headaches.  I question if the offer I received from Statefarm for $4000.00 when my med bills alone total $7025.00 is because they are aware of the injuries sustained in the previous accidents.  Of course I am preparing a counter offer letter, but out all my accidents this is by far the lowest offer I’ve received and totally unacceptable.

Thanks for your response,

Candice

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